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Courtesy Pay Coverage
With Courtesy Pay even if sufficient funds are not available to
cover your check, we'll take care of it. A $20 Courtesy Pay fee
will still be assessed against your account, however this may help
avoid an additional fee from the merchant, payment being late or
a check being returned NSF several times.
Click
here to read a full copy of the Courtesy Pay disclosures.
Check Card
Apply for a Team One Visa Check Card with ScoreCard Bonus Points and get the added convenience
of using your ATM card for purchases. Just think - there's no need
to carry extra cash or even your checkbook, and you'll earn points just for using it!
The Team One Visa Check Card is accepted at millions of merchants worldwide that
display the Visa logo. Each transaction is deducted from your Checking
Account and listed on you next monthly statement. Remember, because it's not
a credit card, you won't pay monthly interest charges.
Apply
Today and begin enjoying the freedom that a Team One Visa
Check Card has to offer.
For more information click
here.
Checking Account Switch Kit
Switching to Team One is a smart move and it’s so easy with our online switch kit!
Using our switch kit will help you make a smooth transition to quality service, lower fees and great
rates on loans and CD’s.
Simply click here to begin.
Our online switch kit provides step-by-step instructions to help you switch your Checking Account,
Direct Deposit and any automatic payments that you have. It also provides a handy checklist, so that
nothing gets overlooked. Once you complete the form, our switch kit even generates the letters you’ll
need to provide your former financial institution. Simply print them out, sign and mail them, it’s that easy!
ATM Card
Take advantage of the card that gives you complete access to your
account anywhere, anytime. Deposits, transfers or withdrawals can
be made at your convenience with a Team One Credit Union ATM Card.
It's simple, convenient and there are no surcharges for members
using a Team One ATM.
It's easy to tell where you can use your card by simply matching the logos
on the back of your card with those displayed on the ATM. Your ATM card can
also be used to pay for purchases at stores that display the NYCE logo. The
amount of your purchase will be automatically deducted from your account and
listed on your next monthly statement.
To locate surcharge free ATMs, go to co-opnetwork.org.
Apply
Today
If your Check Card or ATM Card is ever lost or stolen, please call
1.800.754.4128, outside the U.S. 1.414.341.6535 or contact
the Plastics Department during normal business hours at plastics@teamonecu.org
or by calling 989.754.6575.
Important Reminder: Do not give your credit card account number or ATM/Check Card account number or pin number to anyone, even if you receive a phone call or email requesting this information. Team One does not call or email members requesting this type of information. If you are unsure about a phone call or email that you receive regarding your Team One Credit Card or ATM/Debit Card, please call us directly at 989.754.6575.
Direct Deposit
With direct deposit you arrange to send your entire net pay, Social
Security or pension check directly to the credit union each payday.
It's fast, safe and easy! Direct Deposit gives you the security
of knowing your money is automatically deposited into your Team
One account(s). You'll have immediate access to your money without
waiting in line.
To begin enjoying the convenience of direct deposit, simply give
your Payroll Department our Routing Transit Number, which is #272484470
and your Team One account number, or provide them with a voided
check and tell them you would like Direct Deposit with Team One.
If you receive Social Security payments, you can sign up to have
these payments direct deposited into your Team One account by clicking
here or calling 1.888.514.6347.
(Below is a sample check which indicates where you can find our Routing Transit Number,
the Account Number and the Check Number for each particular check.)
Payroll Deduction
With payroll deduction you authorize your employer to send part
of your paycheck directly to the credit union each payday. Your
deposit can be divided into any of your accounts or used to make
loan payments. Payroll deduction encourages you to save effortlessly
by having the funds deducted right out of your paycheck.
- Saves time - no waiting in line
- Money is readily available
- No worry of lost or stolen checks
- Pay is deposited even if you're sick or out of town
- Loan payments are applied automatically
- Helps you save money effortlessly
All you need to get started is your TOCU's nine-digit routing/transit
number (272484470) and your appropriate TOCU account number. Give
this information to the company your payroll is coming from.
Important Notice: When providing your Team One
account number for the purpose of electronically settled transactions
(including Direct Deposit of payroll, social security or pensions
and deduction of automatic payments such as credit card, utility
or phone bills) or for pre-authorized checks, please be sure to
provide your account number in the proper format. If you are not
sure of the proper account number format, please contact us, and
we will be happy to provide the correct format for you. Improper
account number format may cause certain items to be returned.
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