Credit Card Rate Comparison Chart

Credit Card
Purchase APR
Penalty APR
Late Fee
Team One Platinum Card
from 9.90% to 14.90% or from 10.90% to 15.90% w/ Scorecard
N/A
$25
Team One Banking Essentials
from 9.90% to 14.90%
N/A
$25
Discover Card Platinum
From 10.99% to 17.99%
From 15.99% to 28.99% (Applies if two monthly payments due are late)
$15 on balances of up to $500, $39 on balances of over $500
Sears Card
25.40%
30.40% (Applies if you fail to make your payment in any two consecutive billing cycles and remains until you have made your minimum payment for 6 consecutive months)
$15 for Balances under $50; $29 for Balances $50-$999; $35 for Balances of $1,000+
Sears Gold MasterCard
Up to 21.9%
32.49% (Applies if you fail to make your payment in any two consecutive billing cycles and remains until you have made your minimum payment for 6 consecutive months)
$19for Balances under $20; $29 for Balances $20-$50; $39 Balances of $50
Target Visa Card
From 13.24% to 22.24%
28.24% (Applies if all or a portion of two Monthly Payments Due are late)
$15 on balances of under $150; $29 on balances of $150-$999; $35 on balances of $1000+
Target Card
24.24%
28.24% (Applies if all or a portion of two Monthly Payments Due are late)
$25
Sam's Club Card
From 12.37% to 22.37%
24.00% (Applies if you fail to make your payment in any two consecutive billing cycles and remains until you have made your minimum payment for 6 consecutive months)
$5 on balances of under $35; $15 on balances of $35-$49; $20 on balances of $50-$99; $25 on balances of $100-$299; $29 on balances of $300+
JC Penney Card
21.00%
24.00% (Applies if you fail to make your payment in any two consecutive billing cycles and remains until you have made your minimum payment for 6 consecutive months)
$10 on balances of under $50; $20 on balances of $50-$99; $30 on balances of $100-$499; $29 on balances of $300+
Kohl's Card
21.99%
N/A
$25
Marshall Field's Card
21.60%
24.90% (Applies if all or a portion of two Monthly Payments Due are late)
From $25 to $29
Lowe's Card
From 15.48% to 21.00%
N/A
$15 on balances of under $50; $20 on balances of $50-$99; $30 on balances of $100-$999; $35 on balances of $1,000+