| CU@Home with e-Statements,
Online Banking Service |
FREE |
Bills@Home
*Free Bills@Home requires Checking Account
and enrollment in CU@Home with e-Statements.
|
FREE* |
Monthly Maintenance Fee
(If your combined household account balance falls
below $500 on any day during the month) |
$ 5.00 |
| Check
Cashing Fee
- Members must maintain a total of $100 in their
Share Accounts for 30 (thirty) consecutive days
or have a TOCU Credit Card, CD, Money Market
or Loan.
- New accounts will have 60 days from account
opening to establish the necessary balance to
avoid this fee.
|
$
5.00 |
Overdraft Transfer
- Checking Overdraft
- ATM/Check Card Overdraft
- ACH Overdraft
- Bill@Home Overdraft
|
$
5.00 |
| Loan Late Payment Fee (after
15 days late) |
$
5% of payment
(min. $25) |
| Visa Late Payment Fee |
$25 |
| Bad Address Fee (after
3 months) |
$3 per |
| Prime Money Market Account Excessive
Withdrawal Fee |
$
25.00 |
| Money Market Account Excessive
Withdrawal Fee |
$
25.00 |
| Your Savings"
Account Excessive Withdrawal Fee |
$
10.00 |
| Check Order Fee |
(Varies
with style) |
| Cashier's Check Fee |
$1
(unless
Premier Member) |
| Cash Advance Fee |
$10 per
(non-TOCU card) |
| Non Sufficient
Fund Fee
- Check(s) returned NSF
- ATM/Check Card NSF
- ACH/ACH Origination NSF and returns from other
financial institutions
- Bills@Home NSF
- Insurance Premium NSF
- Checks cashed, deposited or tendered as loan
payment
|
$
25.00 |
| Courtesy Pay Fee |
$
25.00 |
| Checking Account
Balancing (per hour) |
$
15.00 |
| Stop
Payment Fee
- EFT/ACH Stop Payment Requested by Member
- Corporate Check and Money Orders
- Written statement under penalty or perjury
|
$
10.00 |
| Dormant Account
Fee (per month for balances below $100) |
$
3.00 |
| Statement Copy Fee
(per page) |
$
1.00 |
| Microfilm Copy/Order
Fee per Check
|
$ 2.00
$ 3.00 |
| ATM/Check Card Replacement |
$
5.00 |
| Safe Deposit Box Fees
- 3X5 box - $20
- 3X10 box - $35
- 5X10 box - $50
- 10X10 box - $100
|
(See list) |
| Non-Team One ATM Usage Fee (per withdrawal).
Fees will be charged based on relationship tier
(see below)
- Primary - 2 free per month
- Advantage - 4 free per month
- Premier-8 free per month
- (Unlimited Free Transactions at any Team One
ATM)
|
$ 1.50 |
| ATM Excessive Withdrawal
Fee |
$
1.50 |
| Skip-A-Payment Fee |
$
20.00 |
| Money Orders |
$
1.00 |
| Travelers Checks (per $100) |
$ .50 |
| CD Changes Prior
to Maturity Date |
$
10.00 |
| Business Account Returned Check Fee |
$
5.00 |
| Credit Card Rush |
$ 15.00 |
| Escheat Fee |
$50.00 |
| Monthly Payment
Fee-per Payment (manual) |
$
1.00 |
| Western Union Wire
Transfer |
(Varies with amount) |
| Wire Transfer Fee |
$ 12.00 |
| Foreign Wire Transfer Fee |
$ 30.00 |
