Already have a Team One Visa Platinum Card? Complete the 4.9% APR* for Life of the Balance form below.
Balance Transfer Form
Don't have a Team One Visa Platinum Card yet? Apply online to take advantage of 4.9% APR* for the Life of the Balance today!
*4.9% APR is valid until the balance is paid in full and only applies for balances transferred from another financial institution. APR for purchases will remain at
the originally disclosed rate. See Team One for details.
There's no hassles about a Team One Credit Card. You have the benefits of No Balance Transfer Fees, Online Account Access & Bill Payment, and Free Card Personalization. You can also sign up for the ScoreCard Reward Points Option and redeem your points on merchandise or travel for an added bonus!
*Net income with 3 month verifiable history required. Unemployment is not included as income. Members that are currently in bankruptcy do not qualify for this offer. See Team One for details.
Rebuild your credit. This new program was designed to help repair credit scores with affordable limits and flexible payment options.
Find out more about New Beginnings Visa
As you have probably heard, retailers are now able to charge up to a 4% “Checkout Fee” for consumers using their credit cards to make purchases. The new fee stems from a multi-billion dollar settlement announced in July between credit card issuers and millions of merchants nationwide. This fee is only for credit cards and doesn't apply to purchases made using debit cards. These fees were blocked from implementation in 10 states, but it is legal in Michigan.
Keep in mind that retailers that are imposing this new fee must clearly state so with signs within the store or online as well as clearly indicate the fee on your receipt. If you are doing business at a retailer that charges the fee, you can choose to use your Team One Debit Card, write a check or pay with cash instead to avoid the fee.