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Team One Rates

Today's Rates
Auto APR
New 2.99%*
Used 2.99%*

10 yr. fixed 4.375%*
15 yr. fixed 4.375%*
30 yr. fixed 4.875%*

12 - 23 Mo 1.26%*
24 - 35 Mo 1.50%*
48 - 59 Mo 1.87%*
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(APR = Annual Percentage Rate)
(APY = Annual Percentage Yield)
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact Team One for details.

Home  >  Team One  >  4.9 Balance Transfer
Team One 4.9 Balance Transfer banner image
Transfer your balances today!
You can SAVE THOUSANDS of dollars on interest payments when you transfer higher rate credit card balances to a Team One Platinum Visa!

  • Rates for purchases starting as low as 8.9% APR**
  • ScoreCard Reward Points Option - Redeemable for travel and gifts
  • Free Card Personalization - Add your favorite photo to your card
  • Online Account Access and Bill Pay Option
  • No Annual Fee

Sample Interest Savings Chart

  Our Low Rate "Other" Average Rate
Balance Transfer Interest Rate (APR): 4.9%* 14.9%
Total Interest Charges: $2,463.64 $15,574.40
Dollar Amount Charged: $10,000 $10,000
Total Number of Payment Years: 18.2 39.4
Number of Monthly Payments: 218 419
Minimum Payment Percent: 2% 2%
Minimum Monthly Payment: $15.00 $15.00

Total Interest Savings: $13,110.76

Current Team One Visa Card Holders

Need a New Team One Visa Card

*4.9% APR is valid until the entire balance is paid in full and only applies for balances transferred from another financial institution. A balance transfer fee of $10 or 2% of each balance transferred, whichever is greater, will apply. If you are 60 days delinquent and receiving a promotional balance transfer rate, this rate may automatically revert to the originally disclosed balance transfer rate. APR for purchases will remain at the originally disclosed rate.
APR=Annual Percentage Rate
**Rate listed represents our best rate and is based on credit history. Other rates and terms available. See Team One for details.

Team One Credit Union