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Team One Rates

Today's Rates
Auto APR
New 2.99%*
Used 2.99%*

10 yr. fixed 3.750%*
15 yr. fixed 3.750%*
30 yr. fixed 4.250%*

12 - 23 Mo 1.06%*
24 - 35 Mo 1.16%*
48 - 59 Mo 1.76%*
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(APR = Annual Percentage Rate)
(APY = Annual Percentage Yield)
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact Team One for details.

Home  >  Team One  >  Holiday Loan
Team One Holiday Loan banner image
It’s easy on your budget - just 11 monthly payments!
With a Team One Holiday Loan, get cash to complete your holiday shopping list, visit family or to help make your holidays special. With interest rates as low as 7.99% APR*, our Holiday Loan is affordable and easy on your budget because you pay it off in just 11 months.

For your added convenience, the loan proceeds can be directly deposited into your account ready for use. Call, stop by, or apply online today!

Sample Holiday Loan Calculation Schedule

Loan Amount $750 $1,000 $2,000
Annual Percentage
Rate (APR)
7.99%* 7.99%* 7.99%*
10 Monthly Payments $70.97 $94.63 $189.25
Final Payment $70.91 $94.54 $189.17
Finance Charge $30.61 $40.84 $81.67
Total of Payments $780.61 $1,040.84 $2,081.67

*7.99% APR represents our best rate and is subject to credit approval.
Not all members will qualify for our best rate. To determine your rate, please contact the credit union.

Apply online or call 989-754-6575 today!

Team One Credit Union