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Team One Rates

Today's Rates
Auto APR
New 2.99%*
Used 2.99%*

10 yr. fixed 4.250%*
15 yr. fixed 4.250%*
30 yr. fixed 4.875%*

12 - 23 Mo 1.51%*
24 - 35 Mo 1.97%*
48 - 59 Mo 2.44%*
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(APR = Annual Percentage Rate)
(APY = Annual Percentage Yield)
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact Team One for details.

Home  >  Personal  >  Student Loans
The Smart Option Student Loan® for Team One Credit Union by Sallie Mae® For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

Apply Online


The Smart Option Student Loan features and benefits:

•   Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility

•   No origination fee and no prepayment penalty

•   Benefits and an interest rate reduction available

•   Rates that reward creditworthy borrowers

•   Applying with a creditworthy cosigner may help you qualify

•   100% US-based Student Loan Specialists

Team One Credit Union