Privacy Policy

What Does Team One Credit Union Do With Your Personal Information?

Rev. Date 1/23

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Team One Credit Union chooses to share; and whether or not you can limit this sharing.
Reasons We Can Share Your Personal Information Does Team One Credit Union Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes
information about your creditworthiness
Yes yes
For our affiliates to market to you Yes Yes
For our nonaffiliates to market to you No We Don't Share
Questions Call 888.288.3261 or 989.754.6575
Who We Are
Who is providing this notice? Team One Credit Union
What We Do
How does Team One Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Team One Credit Union collect my personal information?
We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Pay your bills or use your credit or debit card
  • Apply for financing
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies..
Why can't I limit all sharing?
Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Our affiliates include financial companies, such as Commercial Alliance, Neighborhood Mortgage Solutions, and CU Trust and nonfinancial companies such as Member Driven Technologies
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Team One Credit Union does not share with our nonaffiliates so they can market to you.
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies and other financial service companies..