Life is filled with financial uncertainties, from medical bills to car repairs. For times like these it's important to have a Savings plan in place. Team One Credit Union has a wide variety of savings account options to fit your needs. All Deposit/Savings Accounts are Federally Insured to at least $250,000 by the NCUA. Click below to learn more about the benefits of our Savings plans.
Regular Savings
A Team One Regular Savings Account is a great way to start building your savings and establishing membership with us. With a Team One Regular Savings Account you can create a cash reserve to help you prepare for the future. Your money grows safely-building interest-until you need it. Plus, you can easily access and deposit your funds at any Team One ATM or branch location.
Regular Savings Accounts Include:
- Great emergency cushion.
- Quickly and easily transfer funds online or in person.
- Earn interest on your account.
- Dividends are calculated by the daily balance method and paid monthly.
- Insured up to $250,000 by NCUA.
Club Account
Team One offers several club accounts to help you prepare for the personal goals and situations in your life.
- NO minimum opening deposit.
- Earn dividends.
- No monthly fees.
- Unlimited deposits.
Club Accounts Include
Christmas Club Account
- Our Christmas Club Savings Account is designed for members who want to save throughout the year for Christmas
Vacation Club Account
- Our Vacation Club Savings Account is designed to help members save for vacations over time and avoid unnecessary debt.
Direct Deposit
Direct Deposit makes depositing hands free
With Direct Deposit, you arrange to send your entire net pay, Social Security or pension check directly to the credit union each payday. It's fast, safe and easy! Direct Deposit gives you the security of knowing your money is automatically deposited into your Team One account(s). It can even be automatically divided among different accounts based on your direction. You'll have immediate access to your money without waiting in line.
To begin enjoying the convenience of direct deposit, simply give your Payroll Department our Routing Transit Number, #272484470, and your Team One account number, or provide them with a voided check and tell them you would like Direct Deposit with Team One.
If you receive Social Security payments, you can sign up to have these payments direct deposited into your Team One account by visiting godirect.org or calling 1-800-772-1213.
Reminder: Please use your MICR number for any direct deposits or automatic debits.
Payroll Deduction
Save Effortlessly with Payroll Deduction
With Payroll Deduction you authorize your employer to send part of your paycheck directly to the credit union each payday. Your deposit can be divided into any of your accounts or used to make loan payments at your direction. Payroll deduction encourages you to save effortlessly by having the funds deducted right out of your paycheck.
All you need to get started is to provide your payroll provider with Team One's routing/transit number (272484470) and your appropriate TOCU account number.