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Savings Accounts

Plan for Life’s Uncertainties with Team One Savings Solutions

Life often brings unexpected expenses—whether it’s a medical emergency, a car repair, or an opportunity you don’t want to miss. That’s why it’s essential to have a savings strategy in place. At Team One Credit Union, we offer a range of flexible and secure savings accounts tailored to help you reach your goals and protect your financial well-being.

Open a new Savings Account!

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Explore the full benefits of our savings solutions and start your journey toward financial confidence with Team One Credit Union today.

Our Regular Savings Account is the first step toward building your financial future and becoming a valued member of Team One. With competitive interest rates and full NCUA insurance, it’s a safe and convenient place to start saving.

Benefits Include:

  • A reliable emergency fund to cover life’s surprises

  • Easy access to funds at any Team One branch or ATM

  • Online and in-person transfer capabilities

  • Monthly dividends, calculated using the daily balance method

  • Federally insured up to $250,000 by the NCUA

Start saving today and grow your financial security with confidence.

Our Club Accounts are ideal for members who want to save proactively for seasonal expenses and special plans—without accumulating debt.

Christmas Club Account – Save throughout the year and be financially prepared for holiday spending.

  • Funds are disbursed at the end of October

Vacation Club Account – Build up travel funds steadily to enjoy your dream getaway without dipping into emergency savings.

  • Funds are disbursed beginning of May

Key Features:

  • No minimum opening deposit

  • No monthly maintenance fees

  • Earn dividends on all balances

  • Unlimited deposits for maximum flexibility

Take the stress out of seasonal spending and enjoy the holidays and vacations you deserve.

With Direct Deposit, your paycheck, Social Security benefits, or pension payments are deposited directly into your Team One account—safely and automatically.

Why Choose Direct Deposit?

  • Access your money immediately on payday

  • Split deposits among multiple accounts automatically

  • Avoid delays and lines—your funds are ready when you are

Setup is Simple: Provide your employer or benefits provider with:

  • Team One Routing Transit Number: 272484470

  • Your Team One Account Number (or a voided check)

For Social Security deposits, enroll by calling 1-800-772-1213 or by visiting GoDirect.org.

Reminder: Use your MICR number for all direct deposit or automatic debit setups.

Payroll Deduction makes saving second nature. Authorize your employer to send a portion of your paycheck directly to your Team One account—or use it to make loan payments.

Advantages:

  • Consistent, automated savings

  • Ability to distribute funds to multiple accounts

  • No manual transfers or extra steps

Get Started: Share Team One’s routing number (272484470) and your account details with your payroll provider.







Safe and Secure

All Team One savings products are federally insured up to $250,000 by the NCUA, ensuring your money is protected while it grows.

Do your banking with us anytime, anywhere with our virtual solutions.