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Save To Win

Build Your Savings and Win Cash Prizes!

What if saving money could be exciting? With Save to Win, every time you grow your savings, you get a chance to win up to $5,000 in cash prizes — all while earning dividends and building your financial future.

Interest earned based on balance:

  • $25 – $2,500: 3.100 APY^
  • $2,500.01 – $7,500: 2.800 APY^
  • $7,500.01 – $10,000: 2.500 APY^
  • $10,000.01 and above: 0.050 APY^
When you Save To Win, you not only get a chance at winning $5,000 each quarter, but you walk away with the deposits you made over the year – plus interest.

How It Works

1. Open a Save to Win Certificate
Start with as little as $25. This special certificate has a 12-month term, no monthly fees, and is designed to help you build consistent saving habits.

2. Make Deposits, Earn Entries
Every additional deposit of $25 earns you an entry into monthly and quarterly prize drawings. There’s no cap on how much you can deposit — and no cap on your chances to win.

3. Win Cash Prizes While You Save
Prizes range from $25 to $5,000 and are awarded monthly and quarterly. Whether you win a prize or not, your savings continue to grow and earn dividends.

Why Members Love Save to Win

  • A fun and motivating way to stay on track with savings goals

  • Guaranteed growth — even if you don’t win, you’re building your future

  • Simple, secure, and designed to reward smart financial habits

 

Features

  • Minimum Opening Deposit: $25

  • Term: 12 months

  • Monthly Fees: None

  • Eligibility: Must be 18 or older, one certificate per member

  • Withdrawals: One allowed per 12-month term with a $25 fee

  • Insured: Federally insured by NCUA up to $250,000

Prefer a Traditional CD?

If you’d prefer a fixed rate over a set term, you can transfer your balance to one of our standard Certificates.

These offer competitive rates and may be a better fit for more traditional savings goals.

 learn more


 

Prize Drawing Number of Winners per Drawing Prize Amounts per Drawing Total Annual Winners Total Annual Prizes
Monthly 157 $25.00 1884 $47,100.00

4 $100.00 48 $4,800.00

1 $1000.00 12 $12,000.00
Quarterly 5 $50.00 20 $1,000.00

13 $100.00 52 $5,200.00

8 $200.00 32 $6,400.00

8 $500.00 32 $16,000.00

7 $1000.00 28 $28,000.00

1 $2000.00 4 $8,000.00

1 $5000.00 4 $20,000.00
Monthly drawings take place the 14th of each month. Quarterly drawings are held the 14th of January, April, July and October.








*APR = Annual Percentage Rate.
^APY = Annual Percentage Yield.
Rates are subject to change at any time. See Team One for complete details.
 

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