Visa Credit Cards Banner Image | Team One Credit Union

Visa Credit Cards

Team One has the Credit Card that is just right for your lifestyle and credit needs!

Rates as low as 8.90% APR* on our Platinum Visa® Credit Card. 

Whether you need a low interest rate or are starting from scratch, Team One has 4 unique Credit Cards for you to choose from.
 
 

Pick the card that is just right for you!

What has huge benefits but is small enough to fit in your wallet? Our Cash Back Visa Credit Card!

  • As low as 10.90 APR*
  • Earn 1% Cash Back on Purchases
  • No Limit on Cash Back Earned
  • Online Account Access and Bill Payment Option
Platinum Cash Back Visa Card | Team One Credit Union

You earned it! Reward yourself using our ScoreCard Rewards Visa Credit Card.

  • As low as 10.90 APR*
  • No Annual Fee
  • ScoreCard Reward Points Earned with Each Purchase
  • Online Account Access and Bill Payment Option

Scorecard Logo | Team One Credit Union
 
Reward yourself for your purchases with ScoreCard Rewards.
Scorecard Rewards offers a great selection of brand-name merchandise and travel options. There's no enrollment necessary with Visa ScoreCard Rewards, so you don't have to wait to start earning points.

Earn points with your Visa Credit Card
Use your Team One ScoreCard Rewards Visa Credit Card to earn 1 point for every $1 of your purchases online, over the phone or at the checkout counter. Then, redeem your points for rewards, including hotel reservations, car rentals and brand-name merchandise.

Redeem Points
Choose from a wide variety of reward options, including travel, top quality merchandise and experience rewards. There are several options to redeem points.


Disclaimers
Summary of Terms PDF

Boost your purchasing power with our hassle-free Platinum Credit Card that combines low rates with the security of online card management!

  • As low as 8.90 APR*
  • No Annual Fee
  • Online Account Access and Bill Payment Option
Platinum Visa Card | Team One Credit Union
Disclaimers
Summary of Terms PDF

New Beginnings is a credit card perfect for the beginner who needs to establish credit, or anyone in need of a credit refresh.

  • As low as 16.90 APR*
  • Low $25 Annual Fee
  • Online Account Access and Bill Payment Option
Disclaimers
Summary of Terms PDF

To avoid card disruptions while traveling, log into Online Banking or the mobile app, go to Tools, Message Center and Compose a message using Travel Notifications as your Subject. This will allow you to set a travel notification for your planned destination(s).

Immediately report a lost or stolen card by calling Team One’s 24/7 card support line at 888-288-3261 or use the Card Controls feature to block your card found under Tools in Online Banking. A replacement can be issued upon request.

Questions? Contact us through Video Banking or Book an Appointment! Use Online Banking or the mobile app to review transactions and block your card found under Tools then Card Controls, if necessary. Prompt action helps prevent further unauthorized activity.

Team One offers fraud monitoring tools such as card controls, transaction alerts, and identity protection solutions (like IDProtect® with select accounts). These tools are designed to help detect and prevent fraudulent activity quickly.



 

Valuable Credit Card Benefits

Travel with Built-In Protection

When you book your travels with your Team One Visa Credit Card, you’re automatically covered by Travel Accident Insurance—providing peace of mind at no additional cost. Should the unexpected occur while you're traveling on a common carrier such as a plane, train, or cruise (as long as the fare is charged to your card), you or your beneficiaries could receive up to $250,000 in coverage for accidental death or serious injury. This benefit also extends to eligible dependents, ensuring protection for your loved ones during qualified trips.
 
 

Enjoy Auto Rental Coverage

Enjoy stress-free car rentals knowing your Team One Visa Credit Card includes Auto Rental Collision Damage Waiver (CDW). When you pay for your rental car with your Visa card, you could be reimbursed for damage due to collision or theft—up to the actual cash value of most standard rental vehicles. This coverage also includes valid loss-of-use charges and towing expenses, providing valuable protection whether you're traveling domestically or abroad.
 

Add your Team One Visa Credit Card to your Digital Wallet

It allows you to conveniently and safely make online purchases using your Team One Visa Credit Card securely stored on your mobile device.

 
 
 

Understanding Credit Reports and Scores

 


 
 
 
Questions? Contact us through Video Banking or Book an Appointment today!
 
 
Visa Disclaimers
Agreement Disclosure PDF
 
*APR = Annual Percentage Rate | Rates are subject to change.
†See Team One Credit Union for complete details.