Make Saving Fun and Rewarding!
Help your child build strong financial habits while earning chances to win cash prizes along the way.
Funds earn dividends with tiered rates based on balance:
- $25 – $2,500: 3.100 APY^
- $2,500.01 – $7,500: 2.800 APY^
- $7,500.01 – $10,000: 2.500 APY^
- $10,000.01 and above: 0.050 APY^
How It Works
- Open a Save to Win®: Youth Edition Certificate - Start with as little as $10. This special certificate has a 12-month term, no monthly fees, and is designed to help you build consistent saving habits.
- Save regularly - Every additional deposit of $10 earns you an entry into monthly and quarterly prize drawings. There’s no cap on how much you can deposit — and no cap on your chances to win.
- Earn chances to win - Prizes range from $25 to $500 and are awarded monthly and quarterly. Whether you win a prize or not, your savings continue to grow and earn dividends.
Why It Matters
- Builds lifelong savings habits
- Makes saving engaging and rewarding
- Encourages smaller, more consistent deposits
- Helps children feel confident with money
Features
- Minimum Opening Deposit: $10
- Term: 12 months
- Monthly Fees: None
- Eligibility: Member must be under 18 years of age*; one certificate per Member
- Withdrawals: One allowed per 12-month term with a $25 fee
- Insured: Federally insured by NCUA up to $250,000
Start Their Savings Journey Today
Help your child build confidence, save consistently, and develop healthy financial habits that last a lifetime.
Open a Save to Win® youth account today!
Save To Win Youth Edition: Prize Distribution
Official Account and Prize Entry Rules
^APY = Annual Percentage Yield.
*Consent from a parent or guardian required
Rates are subject to change at any time. See Team One for complete details.