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Membership Eligibility

Become a Member of Team One Credit Union

Join a Credit Union That Puts You First

At Team One Credit Union, we're not just a financial institution — we're a community. When you become a member, you're more than a customer; you're an owner. We offer competitive rates, personalized service, and a full suite of financial products designed to help you thrive.


Who Can Join?

You’re eligible to join Team One Credit Union if you:

  • Live, work, worship, or attend school in the state of Michigan

  • Reside in Lee County or Collier County, Florida

  • Have an immediate family member who is a current Team One member — no matter where you live


Why Join Team One?

Joining Team One Credit Union gives you access to a full range of powerful financial benefits:

  • Free Checking & Digital Banking
    Manage your money anywhere, anytime with our easy-to-use app and online tools.

  • Competitive Loan & Credit Card Rates
    Get great rates on auto loans, personal loans, mortgages, and more.

  • Member-First Service
    As a not-for-profit credit union, we reinvest in our members — not shareholders.

  • Award-Winning Excellence
    Proud recipient of the Newsweek Regional Best Credit Union award — two years in a row!


How to Join

Becoming a member is quick and easy.

  1. Apply Online – Fill out a secure online membership application in just minutes.

  2. Visit a Branch – Stop into one of our convenient branch locations.

  3. Bring ID & Proof of Eligibility – We'll walk you through what you need.

 
To apply online you must be at least 18 years of age.
Online account opening is not available for businesses.

Have Questions?

Our team is here to help!
Contact us at 800-648-8035 or visit your local branch.


 

Membership Means Ownership

As a member of Team One Credit Union, you’re not just banking — you’re building a better financial future for yourself and your community. Join the credit union that’s 100% committed to YOU.












Team One makes it easy — low-rate auto loans, and fast approvals to get you behind the wheel in no time.