Insurance

As a Team One Credit Union Member, you may qualify for special money-saving discounts on your auto, home, life and unplanned medical  insurances.


Get the Home and Auto Insurance coverage you need with the savings you deserve.

As a Team One Member, you now have access to special discount savings on your insurance needs through Team One Insurance Services. Team One Insurance Services is a wholly owned subsidiary of Team One Credit Union offering Members coverage on the things that matter most.

Whether it’s Home, Auto, RV or Renters insurance, Team One Insurance Services can provide the protection you need with the special Member savings you deserve. We compare rates at over 50 different carriers to get you the best rate, so you don’t have to.

Getting started is easy. Request an online quote in minutes or give Team One Insurance Services a call at 989.318.5524 to speak with a licensed insurance expert today.

Get a Quote

Keep your smile healthy with dental benefits from Delta Dental

Great News! As a member of Team One Credit Union, you now have access to Michigan’s largest dental benefits family, Delta Dental! Benefits include Diagnostic and Preventive, Basic and Major services and even adult orthodontic coverage is included. That’s right, this plan provides orthodontic coverage with no age limit! Now that’s something to smile about!

With Delta Dental, it’s easy to find a dentist or keep your current dentist! Four out of five dentists nationwide participate in the Delta Dental network.

  • Plus there’s no troublesome paperwork, network dentists fill out and file your claims for you
  • You pay only your copayments and/or deductibles when you receive care from network dentists – there are no hidden fees
  • You can still visit nonparticipating dentists, but you may be billed the full amount at the time of service and then have to wait to be reimbursed
To obtain more information about this great new benefit exclusively for Team One Members including information on individual and family rates and to sign up, click on the link below!

Since 1973, The Family Security Plan® has been connecting credit union families with high quality affordable insurance benefits that fit your lifestyle and budget. With Team One Credit Union and The Family Security Plan® on your side, take the first steps toward securing your family’s future. Through a partnership with The Family Security Plan®, we are pleased to offer members:

Whole Life Insurance
Secure your family’s future with permanent protection that never expires. Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy

Term Life Insurance
If your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.

Disability Income Insurance
In the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.

Critical Illness Insurance
Focus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.*

Accident Insurance
Handle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.

Hospital Sickness Insurance
Pays money directly to you if you get hospitalized due to an illness, regardless of any other coverage you may have.

No Cost Accident Benefit
Nothing is more important to us then our member’s financial future. We are happy to offer you, at no cost, the Private Passenger Accident Plan. Through this plan you will receive up to $240 per day you are hospitalized due to an accident in a private passenger automobile.**


For a personal consultation or to begin building a customized Family Security Plan® program, visit your dedicated Family Security Plan Representative in the lobby, call 855-789-4976 or contact us here.

Get a free quote today! It’s quick and easy.


To find out more about any of The Family Security Plan® programs, visit The Family Security Plan website located here or call 855-789-4976.

*Covered critical illnesses are defined in the policy.
**The first day of a hospital stay must occur within 90 days of the accident causing injury. The maximum hospital stay period that the benefit is paid per accident is 30 days, with said period including any re-admittance period occurring from the same accident within 180 days after discharge. Coverage available to eligible individuals annually for placement/renewal from the ages of 18-80; upon attaining age 70, the benefit shall be reduced by 50% and upon attaining 80, coverage is terminated/not available. Certain types of accidents and coverage are excluded.








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