Enjoy limited-time savings on new HELOCs and Fixed Home Equity Loans.
Whether your next chapter includes a renovation, a dream project, a major purchase, or simply more financial breathing room, your home's equity can help make it possible.
This promotion has been extended through December 31, 2026*, providing additional opportunities to help Members take advantage of these home equity lending offers:
- Application fees will be waived on all new Fixed Home Equity Loan and HELOC applications submitted through December 31, 2026.
- HELOCs will receive 2.50% intro APR** through December 31, 2026.
- Fixed Home Equity Loans will receive a 0.25% APR reduction on all applications submitted through December 31, 2026.
Available Home Equity Options:
- HELOCs feature a 10-year draw period followed by a 20-year repayment term.
- Fixed Home Equity Loans are available with 5-, 10-, and 15-year fixed-rate terms.
Apply Now for Limited-Time Savings.
A HELOC may be a good fit if you want ongoing access to funds for projects, repairs, or expenses that arise over time.
A Fixed Home Equity Loan may be a good fit if you know how much you need upfront and prefer a fixed payment.
Not sure which option is right for you? Team One can help.
*Promotion valid June 22, 2026, through December 31, 2026. Applications must be completed by December 31, 2026, and loans must be funded by January 31, 2027. Offer valid on new loans and lines. Existing Team One HELOCs must be at least 6 months old and increase line by $10,000 to qualify. Subject to credit approval. The 2.50% introductory APR as of June 22, 2026 and applies to new HELOCs through December 31, 2026; after the introductory period, the APR may adjust according to the terms of the HELOC agreement. If the intro rate was not offered, the present APR could be as much as the current prime rate plus a margin of up to 3.00%. The 0.25% rate reduction applies to new Fixed Home Equity Loans. $100 application fee waived during promotional period. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply.
**APR = Annual Percentage Rate.