In celebration of America's 250th anniversary, enjoy limited-time savings on new HELOCs and Fixed Home Equity Loans.*
Whether your next chapter includes a renovation, a dream project, a major purchase, or simply more financial breathing room, your home's equity can help make it possible.
For a limited time, you can take the next step with special savings designed to help you keep more money where it belongs—in your pocket:
- 2.50% APR** on new HELOCs through December 31, 2026
- 0.25% rate reduction on new Fixed Home Equity Loans
- $100 application fee waived
Promotion period: June 22 – September 11, 2026
Application deadline: September 11, 2026
Funding deadline: September 30, 2026
Available Home Equity Options:
- HELOCs feature a 10-year draw period followed by a 20-year repayment term.
- Fixed Home Equity Loans are available with 5-, 10-, and 15-year fixed-rate terms.
HELOC or Fixed Home Equity Loan?
A HELOC may be a good fit if you want ongoing access to funds for projects, repairs, or expenses that arise over time.
A Fixed Home Equity Loan may be a good fit if you know how much you need upfront and prefer a fixed payment.
Not sure which option is right for you? Team One can help.
*Promotion valid June 22, 2026, through September 11, 2026. Applications must be completed by September 11, 2026, and loans must be funded by September 30, 2026. Offer valid on new loans and lines. Existing Team One HELOCs must be at least 6 months old to qualify. Subject to credit approval. The 2.50% introductory APR is as of June 22, 2026 and applies to new HELOCs through December 31, 2026; after the introductory period, the APR may adjust according to the terms of the HELOC agreement. If the intro rate was not offered, the present APR could be as much as [insert APR]. The 0.25% rate reduction applies to new Fixed Home Equity Loans. $100 application fee waived during promotional period. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. **APR = Annual Percentage Rate.