Balance Transfer 2026 | Team One Credit Union

Balance Transfer

Make Your Payments Go Further!

High-interest credit card balances can make it harder to pay down debt and stay ahead financially. A Team One Visa® Credit Card may help you simplify your payments and save on interest with lower rates and a no balance transfer fee.
 
For a limited time, transfer balances from higher-rate credit cards to a Team One Visa® Credit Card and pay no balance transfer fee.
 
With a Team One Visa® Credit Card, you can take advantage of:
  • No balance transfer fee
  • Rates as low as 8.9% APR*
  • Competitive credit card options
  • Convenient account access through Online and Mobile Banking
  • Local service and support from Team One Credit Union
Balance Transfer Example | Team One Credit Union
 

Take the Next Step Toward Paying Down Debt.

If you’re carrying balances on higher-rate credit cards, now may be a good time to make the switch. Transfer your balance to a Team One Visa® Credit Card – It's a practical way to put more of each payment toward reducing your balance.  
 
 

Find the Card That’s Right for You.

Team One offers multiple Visa® Credit Card options, including low-rate, cash back, rewards, and credit-building options. Whether you’re looking to consolidate debt, manage everyday purchases, or choose a card with rewards, Team One has options designed to fit your financial goals.
 

 


Ready to Start Saving?

Apply online, visit your nearest Team One branch, or connect with us through Video Banking to get started today.











*APR = Annual Percentage Rate. Rates as low as 8.9% APR are available for qualified applicants and are based on creditworthiness. Not all applicants will qualify for the lowest rate. Balance transfers must be made to a Team One Visa® Platinum Credit Card. No balance transfer fee applies to eligible transfers; standard account terms apply. Rates are variable and subject to change at any time without notice. Credit approval required. Offer subject to change or end at any time. Visa is a registered trademark of Visa International Service Association.